You can improve your credit...FREE... Northern Homes can show you how.  There are many scams out there don't let them take your hard-earned money.

Northern Homes is a HUD* Certified Housing Counseling Agency and our Counselors are Certified by MSDHA* as LINKS to Homeownership Counselors.

Northern Homes offers:

FREE Confidential Credit Counseling

• We will reiew your credit report with you and explain how to read your credit report.
• You will receive information and create a plan on how to improve your credit.
• You will learn how to manage your money.
• You will set up a budget you can live with.

Our Credit Counseling services are FREE. 

FREE Homebuyer Counseling

If your credit is good, or is improving you are ready for the next step of learning how to become a homeowner.

• Learn how to buy a home
• Find out if you are financialy ready for a home.
• Learn how to work with realtors and home inspectors to find your dream home.
• Learn what information you need before you talk with a lender.
• Find out if you are eligible for money to help make your downpayment, or for special low-interest loans.

Our Homebuyer Counseling services are FREE.

*HUD is the United States Department of Housing and Urban Development

*MSHDA is the Michigan State Housing Development Authority