Unlocking Homeownership
Your Guide to Home Buying
Ready to own your piece of the Northern Michigan dream? Northern Homes Community Development Corporation is here to guide you through the exciting yet sometimes complex process of buying your first home. We offer a comprehensive Homebuyer Education program to equip you with the knowledge and confidence you need to succeed.
Make informed decisions, gain confidence, and unlock the door to your dream home – all with the support of Northern Homes CDC.
What You'll Gain from Our Program
Empowering Workshops & Classes
Gain valuable insights from our informative workshops and classes, covering essential topics like:
Understanding your credit score and reviewing your credit report.
Budgeting like a pro - create a personalized budget that fits your lifestyle.
Deciding if you're ready to buy - explore the pros and cons of renting vs. owning.
Navigating mortgage options - discover various loan products available to first-time homebuyers, including USDA Rural Development 502 and Community Land Trusts.
Understanding down payments, interest rates, closing costs, and other fees.
Working with inspectors and realtors - learn how these professionals can support your home-buying journey.
Protecting yourself from scams and predatory lending - ensure a safe and secure home buying experience.
Understanding your fair housing rights - know your options and protections as a homeowner.
Free In-Person & Online Options
Our program caters to your learning style! We offer:
Free Workshops: Inquire below for a free Homebuyer Education workshop, or contact us directly to check availability for additional one-on-one dates.
Online Course: Consider a minimal-fee online workshop if you prefer a self-paced learning option. Upon completing the course, you'll receive a certificate many mortgage lenders require. Sign up today at ehomeamerica.org
Expert Guidance & Support
Our HUD-certified housing counselors are also certified by MSHDA as LINKS to Homeownership Counselors. They're dedicated to helping you navigate the home-buying process with confidence.
Ready to get started?
Don't let the unknown hold you back from achieving your dream of homeownership. Northern Homes is here to empower you every step of the way.
We offer free workshops on the second Saturday of every month. Register or give us a call at (231) 582-6436.