Building Your Financial Future

A Roadmap to Homeownership

Owning a home is a dream for many, but achieving it requires a strong financial foundation. Northern Homes Community Development Corporation is here to help you get there! We offer a variety of resources and programs designed to empower you to develop sound financial habits and reach your homeownership goals.

People in the office
People in the office

Financial Fitness for Homeownership

A key aspect of successful homeownership is being financially prepared. Our "Financial Fitness for Homeownership" program equips you with the knowledge and tools you need:

  • Budgeting Basics: Learn how to create a realistic budget that tracks your income and expenses. We offer budgeting tools and templates to help you get started.

  • Saving for Success: Develop a plan to save for your down payment.

  • Understanding Credit: Gain valuable insights into your credit score and how to improve it if needed. We can connect you with resources for credit counseling and repair.

  • Debt Management: Learn strategies for managing your debt effectively.

Benefits of Financial Planning

  • Increased Confidence: Knowing you're financially prepared for homeownership allows you to approach the process with greater confidence.

  • Stronger Applications: A solid financial plan strengthens your mortgage application and may help you qualify for better loan terms.

  • Long-Term Security: Establishing sound financial habits creates a foundation for a homeowner's long-term financial security and peace of mind.

Taking the First Step

We offer a variety of resources to jumpstart your financial fitness. Contact us to get started!

  • Free FDIC Money Smart Workshops: These informative workshops cover budgeting, credit score improvement, debt management, and other essential financial topics.

  • Individualized Financial Counseling: Our experienced counselors can provide personalized guidance and support to help you achieve your financial goals.

Mission

To create and preserve quality affordable housing opportunities for Northern Michigan residents through education, development, and partnering with local communities.

Northern Homes CDC

PO Box 86
1048 East Main Street
Boyne City, Michigan 49712

Fax:

(231) 582-6274

PRICE Grant & Application

© Northern Homes Community Development Corporation